About Us

We are a pioneer in payments technologies and product development, offering a range of leading-edge payment products across banking channels. Our solutions seamlessly integrate enterprise IT and wireless environment, which enable all the players in the value chain to deploy value added services quickly and cost effectively.

  • Appnit Technologies Private Limited is an RBI Approved Digital Wallet (PPI License) and works primarily in Financial Services & Inclusion with a wide retailer network across India.
  • Oxymoney™ brand was one of the early entrants in the money service technology products segment. We offer a unique, integrated payment processing platform that is capable of linking multiple participants into a transaction network by adapting to a variety of payment technologies.

About Investors -

  • Founded in 2008 and supported by a deeply experienced team across 40 offices in India, DMI is a pan-India credit platform with core businesses in digital consumer and MSME finance, housing finance, wholesale finance, and asset management. It is a technology-first lender with class-leading digital finance initiatives. It is supported by global institutional investors, strategic family offices, leading banks, and public market creditors in India. For more details, please visit.

www.dmifinance.in

OUR TEAM

Nitin Kapoor

Founder & CEO

Nitin is a Computer engineer with experience of more than 10 years.
Prior to the establishment of Appnit, he has worked for companies like One97 Communications Ltd and Buongiorno (Italian MNC now wholly-owned subsidiary of NTT DOCOMO)

Amit Dey

Investor - Director

Amit Dey, Appnit Technologies is actively involved in devising strategy and giving direction in scaling up & building a sustainable long-term business model He is an Electrical Engineer by profession and an MBA from IIM, Calcutta As Managing Director – India and South Asia for General Mobile Corporation, a Taipei HQed company in the domain of SW & Applications for mobile devices, Amit leads all OEM, App partner and Telco relationships

Nvneet Sharma

Co-Founder & COO

Nvneet is an engineer with post grad in International business from IIFT delhi. & IIM-A. An expert to build business in Retail, wholesale GT/MT distribution chains Telecom, Textiles & FMCG industries. He brings with him the process driven approach, while working with brands like Airtel, Tata, Cavinkare and VLCC for over 20 years.

BOARD OF DIRECTORS

Mr. Jatinder Bhasin

Director

Mr. Bhasin is COO of the DMI Group, overseeing Operations, Compliance, and Internal Audit.With over twenty years of finance and operations experience, Mr. Bhasin has an extensive  background in strategic planning, general management, corporate finance, controllership, financial planning and analysis, tax, operations, and risk management. Mr. Bhasin spent over 18 years with General Electric. Amongst many roles there, he was also the Chief Financial Officer for their Money Servicing business (with operations in India, the Philippines, and Guatemala). Mr. Bhasin graduated with a Bachelor’s Degree in Mechanical Engineering from India,  before completing MBA (Finance) and MS (Operations Management) in the US. He is also a graduate of GE’s prestigious Corporate Audit Staff and Financial Management Programs.

Mr. Arindam Das

Director

Mr. Das is CEO of the Consumer Credit and MSME Loans at DMI Finance. Mr.  Das has 2+ decades of rich experience across various Indian and Global Financial services companies. He has spent several years in retail lending business of Citigroup and large Indian companies such as Capital First (now IDFC Bank) and IIFL. In Citigroup he was heading Special Care Division for Citifinancial which was responsible for turning around non performing lending branches across India. In Capital First he was part of the founding team for retail loans and headed Gold Loans and Loan Against Property (Small Ticket). He also had an entrepreneurial stint as a Co-Founder of an on-demand local services marketplace. At DMI he is member of the Investment Committee of the Venture Capital arm. He is involved in Fintech committees of independent Industry bodies like IAMAI (FCC)  and Sahamati (Account Aggregator). On a personal level he is an angel investor and advisor. He also mentors students from his alma mater. Mr. Das is an Economics graduate with an MBA from K J Somaiya, Mumbai.

Ms. Shivi Mohan Rastogi

Director

Ms. Rastogi has extensive experience of close to two decades in corporate and commercial laws. As the founding partner, she has worked on several debt and corporate finance mandates of the firm,
which had been the firm’s mainstay practice for several years. Recently, extending her experience on lending transactions and her multidisciplinary exposure, Ms. Rastogi is now also working with the firm’s Fintech team to build this fast-growing practice within the firm. Ms. Rastogi has worked with several clients on an array of matters, and they often rely on her as a proxy general counsel to
provide simple, elegant, and out of the box solutions for their complex legal issues. Ms. Rastogi’s legal acumen has also been recognized and recommended by leading global
publications including IFLR, Legal 500, IBLJ among others. Ms. Rastogi brings to the Board her legal knowledge and experience which is expected to support the Company as it expands its business and navigates the evolving regulatory framework.

Oxymoney.com

Registered Office Address:
Appnit Technologies Pvt. Ltd.
Stellar OKAS 1425, Plot No.5, Sector 142,
Noida, Gautam Buddha Nagar,
Uttar Pradesh, Pin Code -201305

CIN: U72900UP2014PTC063266

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